Mobility Insurance Brokers

Ideas in Action are an accredited partner for Mark Bates Ltd. This partnership has enabled us to provide our customers with protection in the event of accidental damage, loss and mechanical or electrical breakdown of our products. After your purchase, you’ll receive a pack in the post with all the necessary paperwork. If you ever need to make a claim, simply follow the instructions and submit it to our team.

We offer various types of insurance. Below you will find the policies for the following:

  • High-value scooter and powerchairs
  • Mobility scooters and powerchairs
  • Manual wheelchairs
  • In-home and accidental damage

These policies are by no means exhaustive and can be tailored to meet the needs of each individual customer. Get in touch with us today to discuss details and guarantee the very best care for you or your loved one.

High-Value Scooter and Powerchair Insurance

Our Premier Insurance policy is for individuals owning a mobility scooter or power chair valued between £5001 and £30,000. and provides protection in the event of loss or damage.

What is insured?

The following relate to loss, damage or injury as a result of the ownership or use of your mobility equipment:

  • Loss or Damage — As a consequence of any sudden, unexpected and accidental cause, including fire, theft, storm and flood.
  • Replacement on a ‘New for Old’ Basis
  • Personal Liability — Legal liability for accidental injury to any person or damage to property.
  • 24/7 National Breakdown Recovery — Gets you and your property home following breakdown or damage.
  • Loss of Keys — Cost of replacing lost starter keys and cost of returning home to obtain a spare.
  • Personal Accident — A benefit is paid if you suffer death or serious bodily injury.
  • Personal Effects — Loss or damage to your personal effects if your mobility equipment is damaged at the same time.
  • Temporary Mobility Equipment — Covers mobility equipment whilst on hire to you.
  • Hire Costs — Cost of hiring similar equipment whilst your scooter is in for repair following insured damage.
  • Hospitalisation Benefit — A payment if you are hospitalised following an accident.
  • Mugging Benefit — If you are mugged we will pay for loss of personal effects and cost of convalescence.
  • Vet Fees — If a pet travelling with you is injured.
  • Dental fees — If you suffer a bodily injury resulting in damage to your natural or prosthetic teeth.
  • Legal Expenses — To recover damages from a negligent third party if you are injured or your mobility equipment is damaged
  • Manual Wheelchair — Covers any manual wheelchair you own.

Scooter and Powerchair Insurance

Our premier insurance policy is for individuals owning a mobility scooter or power chair valued up to £5000 and provides protection in the event of loss or damage.

What is insured?

The following relate to loss, damage or injury as a result of the ownership or use of your mobility equipment:

  • Loss or Damage — As a consequence of any sudden, unexpected and accidental cause, including fire, theft, storm and flood.
  • Replacement on a ‘New for Old’ Basis
  • Personal Liability — Legal liability for accidental injury to any person or damage to property.
  • 24/7 National Breakdown Recovery — Gets you and your property home following breakdown or damage.
  • Loss of Keys — Cost of replacing lost starter keys and cost of returning home to obtain a spare.
  • Personal Accident — A benefit is paid if you suffer death or serious bodily injury.
  • Personal Effects — Loss or damage to your personal effects if your mobility equipment is damaged at the same time.
  • Temporary Mobility Equipment — Covers mobility equipment whilst on hire to you.
  • Hire Costs — Cost of hiring similar equipment whilst your scooter is in for repair following insured damage.
  • Hospitalisation Benefit — A payment if you are hospitalised following an accident.
  • Mugging Benefit — If you are mugged we will pay for loss of personal effects and cost of convalescence.
  • Vet Fees — If a pet travelling with you is injured.
  • Dental fees — If you suffer a bodily injury resulting in damage to your natural or prosthetic teeth.

Manual Wheelchair Insurance

Our Premier Insurance policy is for individuals owning a manual wheelchair valued up to £10,000. Our policy provides protection in the event of loss or damage.

What is insured?

The following relate to loss, damage or injury as a result of the ownership or use of your mobility equipment:

  • Loss or Damage — As a consequence of any sudden, unexpected and accidental cause, including fire, theft, storm and flood.
  • Replacement on a ‘New for Old’ Basis
  • Personal Liability — Legal liability for accidental injury to any person or damage to property.
  • 24/7 National Breakdown Recovery — Gets you and your property home following breakdown or damage.
  • Loss of Keys — Cost of replacing lost starter keys and cost of returning home to obtain a spare.
  • Personal Accident — A benefit is paid if you suffer death or serious bodily injury.
  • Personal Effects — Loss or damage to your personal effects if your mobility equipment is damaged at the same time.
  • Temporary Mobility Equipment — Covers mobility equipment whilst on hire to you.
  • Hire Costs — Cost of hiring similar equipment whilst your scooter is in for repair following insured damage.

In-Home Insurance

Our Premier In-Home Accidental Damage policy is for individuals owning a riser recliner chair or adjustable bed valued up to £7000 and provides financial protection in the event of loss or damage.

What is insured?

The following relate to loss, damage or injury as a result of the ownership or use of your mobility equipment:

  • Loss or Damage — As a consequence of any sudden, unexpected and accidental cause, including fire, theft, storm and flood.
  • Replacement on a ‘New for Old’ Basis
  • Breakdown — Arising solely as a consequence of misuse by you.

We also offer In-Home Warranty and Accidental Damage Insurance for in-home mobility equipment valued up to £7000, consisting of beds, chairs, hoists, bath lifts and stair lifts. We offer financial protection in the event of mechanical or electrical breakdown and accidental damage.

What is insured?

The following relate to loss, damage or injury as a result of the ownership or use of your mobility equipment:

  • Mechanical or Electrical Breakdown — Necessary repair or replacement of any part or component of your equipment that suffers mechanical or electrical breakdown, including call-out and labour charges.
  • Loss or Damage — As a consequence of any sudden, unexpected and accidental cause, including fire, theft, storm and flood.
  • Replacement on a ‘New for Old’ Basis

Ideas In Action (Midlands) Ltd T/A Stechford, Unit 4 Leviss Industrial Estate, Station Road, Birmingham, B33 9AE is an appointed representative of Mark Bates Ltd t/a Premier Care, Premier House, Londonthorpe Road, Grantham, Lincs, NG31 9SN who are authorised and regulated by the Financial Conduct Authority. Number: 308390.

Get in touch today on 0121 371 0780 or via our contact form

Comprehensive before & after sales service

For your peace of mind

GET IN TOUCH

0121 371 0780

Have you got an old mobility scooter?

Our part exchange service is the perfect way to upgrade to the latest model

Trade in your scooter

Find out about our

Charity work

Find out more